HOW DO YOU DO THIS?! what i want to do is have a baclk background, which is easily done! Then i want to be able to insert an image....again easily done but then i want to create links that are on top of the image! So you have the image in the background but not as the background, and the links in the foreground, visible over the image....get me? HOW(if possible) can you do this?!?!?!

You can put them in a div and position them over the image.
<div style="position: absolute; top: ##px; left: ##px;">
your links
</div>
Change ## to the correct number of pixels from the top and left that you want the links placed.