I have a graphic on a div layer on top of my iframe, and when I try to click on a link in the iframe, I can't because of the graphic. Is there a way to make it so that I can still click the links without having to scroll down all the way?

Um, not put a graphic on top of your iframe?
It's a bit confusing how you're describing it, might help if we had a link to the page to see the problem.

ok, go here: www.skyjuice.mirrorz.com

when you try and click on anything below the top of the car, it's blocked by the graphic. I tried moving the div layer the menu iframe is on on top of the car, but it still won't work, and I was trying to see if there's any way to fix this besides getting rid of the car.

only way would be to kinda reverse your procedure.
have the car image in the background of the main page,
have the background of the iframe translucent (see through) so the part of the car can be shown.
only problem with this new scenario is that the text will be seen ontop of the car image instead of behind it.

with your current situation, no, you got the problem pegged exactly. since images themselves are rectangle in reality, the space being used by the image will be "ontop" of the text until the text is scrolled "above" the image boundaries. there would be no quick fix for that.

ok then...I guess I'll just leave it as it is and warn everyone on my first page...thanks for the help!